Professional & Reliable

Welcome to Willamette Falls Financial, your trusted partner in residential mortgage. At Willamette Falls Financial, we focus on finding the best loan for each borrower. We utilize a Mortgage Planning approach to help you create wealth, secure your assets and minimize interest expense. Since we work with a variety of wholesale lenders, we will find the lender that offers the best loan option for you.

Why should I work with a mortgage broker and not my bank?

A common misconception is that going to a bank will provide the best options for a mortgage loan. Loan officers employed by banks are not required to be licensed with the Nationwide Multistate Licensing System or the NMLS, meaning they are not required to have any prior education on mortgage lending laws or ethics. Remember, loan officers employed by banks are working for the best interest of their employer, even if it is not in your best interest. 


Alternatively, as an independent mortgage brokerage, our loan originators are required by law to undergo initial state licensing examinations, as well as yearly continuing education on mortgage lending laws and regulations. Since we don’t work for one specific lender, you can trust us to find the best mortgage for you. Working with multiple wholesale lenders allows us to offer competitive rates, unique loan programs, and complete your mortgage transaction quickly and efficiently. Additionally, working with a mortgage broker is the best way to save money on a mortgage loan or refinance. Call us today and find out for yourself why brokers are better.

Data provided by an independent study from Polygon Research.

Photo graphic courtesy Mat Ishbia, CEO of United Wholesale Mortgage.

Unlike a traditional, or average, loan officer, a Certified Mortgage Planner will...

  • Educate you on how to integrate your mortgage into an overall financial plan, so you can better, faster and more safely accomplish your unique financial goals. Educate you on how to properly manage your house's equity to increase liquidity, safety and rate of return

  • Help you select loans that minimize interest expense, maximize cash flow and minimize taxes. Help you use your mortgage to safely, conservatively and consistently build wealth.

  • Provide valuable information through complimentary mortgage reviews.

Certified Mortgage Planner (CMP) Code of Ethics

All Certified Mortgage Planners agree to put the borrower's interest first, acting fairly and diligently when providing mortgage planning advice and services. The CMP must act with integrity, offering objective professional services based on the client's unique needs.